Lulu Doha Bank Shopping Credit Card

SPECIAL OFFER: DOUBLE YOUR LULU POINTS

EARN UP TO 10% OF YOUR PURCHASES VALUE IN THE FORM OF LULU POINTS AT LULU Al GHARRAFA WITH YOUR LULU DOHA BANK CREDIT CARD

Offer valid from 6th September 2019 till 5th October 2019

Lulu credit card issued based on Salary Transfer relationship, you will earn 10% on every purchase at Lulu Hypermarket Al Gharrafa
Lulu credit card issued against lien / deposit relationship; you will earn 4% on every purchase at Lulu Hypermarket Al Gharrafa
Savings are in the form of reward points which can be redeemed for free groceries, electronics, cosmetics, clothing and a lot more at all LULU outlets.
Customer can earn maximum of 5,000 extra points only at Lulu Hypermarket Al Gharrafa (QR 250 in value).

Earning – Lulu Points Lulu Co-brand Loyalty Program

Please refer to the following table for the earnings of Lulu Points:

Lulu Co-brand Card Type	Savings on Spends at Lulu stores in Qatar	Savings on Non-Lulu Spends
Lulu credit card issued based on Salary Transfer relationship	5%	1%
Lulu credit card issued against lien / deposit relationship	2%	1%

If you are a Lulu credit card-member with a credit card issued against lien / deposit you can continue enjoying 5% savings in the form of Lulu points by transferring your salary to Doha Bank. The 5% savings in the form of Lulu points will be effective on your spends at Lulu stores from the 6th of the second month since your first salary month. For example: your salary is first transferred to Doha Bank in August 2018, then you will be enjoying the 5% savings in the form of points at Lulu stores while using your Lulu card at Lulu stores starting 5th of October 2018.

Features & Benefits

2 FREE Supplementary Cards
To gift an additional credit card to your loved ones, simply SMS “SUPP” to 92610
0% Payment Plans – Buy jewellery, mobiles, now and pay over 6 or 12 months
Remit money via your credit card
Secure Online Credit Card Payments
Contactless Payments: Pay on the go ! Now you can make quick, easy and convenient contactless payments using your Doha Bank Mastercard Lulu credit card. To learn more click here.
Airport Lounge Access
Free Nights at Marriott Bonvoy Hotels
Payment recovery from as low as 3%
Interest free credit up to 55 days
Online statements
Online payments & access through Doha Bank’s multiple e-channels
Instant SMS alerts on each transaction
A generous spending limit
24 Hour Customer Service

Instruction – International Usage

Instruction – International Usage

Card Protection

Credit Shield Insurance

Card Fees

With effect from 01 January 2016, all Primary LULU credit cards will be issued free for the first year only. Thereafter an annual fee of QR100/- will apply.

QR100 annual fee will automatically apply for all Primary credit cards issued prior to 01 January 2016. 2 Supplementary Cards will continue to be issued free for life.

Customer with a salary of QAR 15,000 and above will not be charged any annual fee and the card will be free for life.

To apply

You need to either:

Be an existing Doha Bank Salary Transfer customer or
Transfer your salary to Doha Bank or
Have a lien placed on your savings or deposit account with Doha Bank

Next, submit to us the following documentation:

Duly completed application form
ID copy/Passport copy/Resident Visa copy
Salary assignment/transfer letter
Please note that in order to comply with QCB instructions your existing credit limit will be adjusted accordingly when applying for the LULU CARD
Visit any Doha Bank branch
SMS LULU to 92610 to apply for this unique shopping card!
or click here Apply Now

Lulu Points – Terms & Conditions

Lulu Points Earning on Select Merchant Categories

Local and international retail spends including e-commerce transactions made under the category of “Supermarket & Grocery Stores”, “Insurance Services” and “Real Estate and Rental Payments” as defined by Visa and MasterCard will be eligible for 20% earning of your base DOHA MILES / Lulu Points earning under the DOHA MILES / Lulu Points loyalty program.

Please note that the spend segment is generic and is subject to change at the sole discretion of Visa / MasterCard. Kindly note Doha Bank will not be responsible if a transaction does not get captured under the appropriate MCC (Merchant Category Code) or if any merchant has a different MCC to the one categorized by Visa / MasterCard.

Illustration:

For the purpose of clarity you may please refer to the below illustration:

Credit Card Product	% Savings in the form of Lulu Points on Eligible Spends on Supermarket & Grocery Stores, Insurance Services, Real Estate and Rental Payments		% Savings in the form of Lulu Points on Eligible Spends on Other Merchant Categories
	Local	Intl.	Local	Intl.
Lulu Co-Brand Card outside Lulu Stores	0.20%	0.20%	1.00%	1.00%

Lulu Points Earning by Lulu Card Customers at Lulu Stores

If you are using your Lulu Co-brand credit card at Lulu Stores in Qatar, you will continue to earn Lulu Points in accordance with the Lulu points policy i.e. 2% savings (in the form of Lulu points) on credit cards issued against deposit / lien and 5% savings (in the form of Lulu points) on credit cards issued under salary transfer relationship.

Expiry and Capping – Lulu Points

Un-redeemed points will expire after 12 months from points earning date. For spend at Lulu, the monthly points earnings are capped at 10,000 points per month and Lulu points can only be redeemed at Lulu stores. For outside Lulu spend, you can continue enjoying earning unlimited Lulu Points.

Card Types	Expiry	Capping
Lulu Co-brand (Spend at Lulu)	12 months	10,000 per month
Lulu Co-brand (Spend outside Lulu)	12 Months	No Capping

Eligible Transactions

All eligible retails transactions (Locally & Internationally) and E-Commerce transactions will be awarded Lulu Points. Corporate & SME Credit Cards, Cash Advances, Government related merchant categories (as defined under Visa/MasterCard rules), Remittances, Installment plans and Fee & Charges will not be awarded Lulu Points.

Note:

Doha Bank’s retail, commercial and corporate products are granted at our sole discretion and are subject to the Bank’s terms, conditions and acceptance.