Personal Loan

Get up to QR 5,000 Cashback on Your Personal Loan Bundle Offer!

Doha Bank’s Personal Loan bundle offer provides attractive rewards and benefits that will ease your financial burden.

You can enjoy discounted interest rate when you transfer your salary or loan to Doha Bank in addition to cashback of up to QR 5,000 with MetLife’s Future Protect insurance product, to provide valuable rewards with your investment and insurance purchases with Doha Bank.

So don’t miss this opportunity and take advantage of this offer and start planning for your vacation or ease up your financial needs.

Apply Now – Doha Bank Customer

Apply Now – Non Doha Bank Customer

Product Features

  • Get up to 1% interest rate discount on your Personal Loan*.
  • Up to 3 months’ payment holiday (Postponements) during first 12 months (should not be on consecutive months).
  • Up to QR 5,000 cashback with METLIFE’s Future Protect Policy*.
  • Maximum loan amount of up to QR 2Mn for Qataris and QR 400K for Expats (including interest).
  • Maximum loan tenor for Qataris is 72 months and 48 months for Expats.

*Terms and Conditions apply.

Sample Computation

Nationality Loan Amount (QR) Tenor (Months) Monthly Installment (QR)
Qataris 100,000 72 1523
Expats 100,000 48 2218

Above calculations are indicative and subject to change as per the Bank’s policy.

Eligibility Criteria

  • Salary transfer to Doha Bank.
  • Minimum salary of QR 7,500.

Terms and Conditions

  • Discount on interest rates are applicable for Buyout and New to Bank customers based on below salary brackets.
    Salary Range Rate Discount
    QR 7,500 – QR 14,999 0.25%
    QR 15,000 – QR 35,000 0.75%
    Al Riyada* 1.00%
  • Expats having salary of QR 35K & above and Qataris having salary of QR 30K & above are classified as Al Riyada.
  • Applicable rates for existing Doha Bank customers shall be as per policy.
  • Cashback is applicable only for loans of QR 100,000 & above and only if the customer signs up for MetLife Future Protect premium policy.
  • Customer should purchase an insurance premium within 30 days after loan is disbursed to avail the promotion and cashback will be given within 60 days after policy has been issued.
  • Customer shall pay back the cashback amount in case the loan is settled / transferred to another bank or cancelled the insurance policy before 2 years or in case the insurance policy is not continuously paid for 2 years.
  • Cashback will be given as per below table.
  • Premium Policy Cashback (QR) Minimum Tenor
    USD 165 – Above 2,500 10 Years
    USD 225 – Above 5,000 10 Years

Apply Now – Doha Bank Customer

Apply Now – Non Doha Bank Customer

Interest Calculation (APR):

  • Commencing from the Loan Date, interest shall accrue on the Loan on a daily basis at the relevant Interest Rate and will be capitalized to the Loan Amount at the end of each month.
  • Interest will be calculated as per following formulae. The Daily Balance of the Loan X Total Annual Rate X (1/360).
  • Every payment made after the due date will result in additional interest accrual on loan.
  • Where a Grace Period applies or where the Customer is granted a postponement in respect of an installment, interest on the relevant Loan shall continue to accrue and will be capitalized to the Loan Amount at the end of each relevant month.